Merchant Cash Advances For Small Businesses
Get fast and flexible business cash advance from £5,000 to £500,000 for your small business in Birmingham or anywhere in the UK. SWITCH & SAVE works with Liberis, 365 Finance, and YouLend to help you access capital quickly with repayments that move with your daily card sales.
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Unlock your business potential
Why Choose Merchant Cash Advance from SWITCH & SAVE?
Struggling with cash flow or slow banks? We provide fast, flexible capital that moves with your daily sales, backed by trusted partners and local support.
Fast Access to Business Advance Cash
Flexible Repayment Options
Low Fees, No Hidden Costs
Easy Application Process
Local Support
Our Trusted Funding Partners
Small businesses are the backbone of the economy. SWITCH & SAVE is proud to support them with smart solutions that drive real growth.
Liberis
Specializes in revenue-based finance, helping businesses access funds based on card sales and growth potential. Over 17,000 businesses funded with flexible repayment plans.
365 Finance
Provides unsecured merchant cash advances up to £500,000. Simple online applications, fast approvals, and personal relationship managers for Birmingham businesses.
YouLend
Flexible funding tied to daily card sales with no fixed monthly payments. Quick approvals and transparent fees make YouLend ideal for small and medium-sized businesses.
Who Can Apply for Merchant Cash Advances?
Merchant Cash Advance with SWITCH & SAVE is designed to be simple and accessible. If your business meets the basics below, you’re ready to apply
You use a card machine provided by SWITCH & SAVE.
Your business processes at least £5,000 in card transactions within the last 30 days.
You’re a registered UK business (SME, retail, hospitality, or service).
You practice responsible borrowing, with no outstanding defaults on existing merchant cash advances.
Frequently Asked Questions
Everything you need to know about our services
Funding typically ranges from £2,500 to £500,000, depending on your recent monthly card revenue.
No. Approval is based mainly on your card sales performance, not your credit score.
Repayments are automatically taken as a percentage of your daily card transactions. You pay more when business is busy, and less when it’s quiet.
Most businesses receive a decision within 24–48 hours, with funds released shortly after.
No. A Merchant Cash Advance is not a loan. It’s an advance on future sales with a fixed fee and flexible repayments.
To apply, you must:
– Be a UK-registered business
– Process at least £5,000 per month in card payments
– Use a compatible card machine
– Have no outstanding MCA defaults
No. There’s no collateral or security required.
Yes. MCA is ideal for industries with variable income such as retail, hospitality, salons, trades, and service-based businesses.
No hidden charges. You only pay the agreed fixed factor rate—no late fees or early repayment penalties.
You can use the advance for stock, equipment, refurbishments, marketing, payroll, bills, cash flow support, or general business growth.
In many cases yes. If you’ve repaid a portion of your current MCA, you may qualify for a top-up through our partners (Liberis, 365 Finance, YouLend).
A Merchant Cash Advance provides an upfront lump sum that you repay through a fixed percentage of your daily card sales—no fixed monthly payments.
Ready to Grow Your Business?
Access the Merchant Cash Advance you need, when you need it. Apply online or speak directly with one of our Merchant Advance Cash specialists to explore flexible options tailored to your business. Fast, simple, and designed to help you thrive. Get your funds in just 48 hours!
Unlock Your Business Potential
Ready to see how fast funding can work for your business? Apply now or contact us on WhatsApp, our team will guide you through every step.